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中国全国银行间同业拆借中心今天公布了最新贷款市场报价利率(LPR)，和之前的利率比较，1年期LPR下降5基点至4.20%，连续第二次下降；5年期以上品种报价不变，仍为4.85%。

分析师指出，一年期LPR下调了，说明近期降息拉低了市场利率，但5年期以上LPR没变，则说明监管层防范房贷利率下行的意图(房贷利率一般参考5年期以上LPR)，释放不放松楼市调控的信号。分析师称，短期利率下调，对于房贷时间较短的是利好！对于地产公司来说，也是重要的利好，因为地产公司的银行借贷大多以短期为主，也会相应的贷款利率有所下降。