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北霹雳中华总商会会长洪宝德披露，国内多达40余家公司进行无现金电子支付交易，虽已获得国家银行的批准，但最近发现有一些公司已转为金钱游戏，故希望民众谨慎，以免上当。

他周六在该会与兴业银行联办的“中小型产品讲解会”上也说，消费人在准备加入这个无现金的行业者，应先调查这些公司的信誉与背景，避免中招。

他指出，尽管中国较我国大许多，但中国至今却只有2个无现金支付措施而已，即支付宝及微信，反观我国却有多达40余家，并吁请中央银行须好好管制这些无现金支付的公司，确保参与者利益不受损。

他表示，由于年轻人具有创新及胆识，希望年轻人勇于创业，不要过于保守，否则无法让业务有新突破，在中国，创业及勇于拓展生意者，大多来自年轻人，如时下最新颖的珍珠奶茶，皆由年轻人经营。

他认为，要扩大业务，就必须与商业银行合作，以便取得贷款的利便，太平目前有许多行业的业绩表现不俗，并鼓励业者可考虑向银行进行贷款。

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