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（槟城8日讯）国家银行（BNM）表示，2018年12月的净融资按年增长6.3％，而2018年11月则为7.3％。

中央银行在一份声明中称：“这主要是去年12月的未偿还公司债券增长按月从10.5％放缓至8.0％，反映了2017年12月的高基数效应。”

它说，2018年12月未偿还商业贷款增速放缓至5.4%（11月：6.3%），主要是受到建筑业和产业所推动。而家庭贷款增速维持在5.6%，低于同年11月的5.7%。

国家银行还透露，我国的银行体系资本化仍然强劲，金融机构有能力抵御严重的宏观经济和金融冲击，截至2018年12月，资本缓冲额超过1430亿令吉。

它补充，资本充足率略有上升，局部原因是上市公司的股息再投资计划导致普通股增加。

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