星期六 2025年 4月 05日
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抗疫期间助渡难关 方志伟建议延迟还债

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方志伟。

民政党总财政方志伟建议,既然政府在抗疫期间,允许55岁以下的雇员公积金会员从第2户头每月提取最高500令吉,也允许高等教育贷学金贷款偿还期延长6个月,不如同时在所有金融机构落实“全面暂停偿还贷款(Blanket Moratorium)”机制,包括让人民暂停偿还信用卡债、房贷、车贷等等一切贷款。

“全面暂停偿还贷款,并非表示不必还债,而是延迟还债。也就是说,一切分期付款的借贷,包括车贷、房贷和个人贷款等等,都可以延迟偿付。”

方志伟也是槟州民政党联委会秘书,他周二发文告时建议政府,允许人民暂停偿还各类贷款长达6个月。

他说,这对以日薪计算或手停口停的散工、兼职者、小贩小商等等,帮助十分大。

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“此外,对于被逼暂时关闭店面或办公室的企业,政府也可批准它们暂停偿付公司贷款。”他说:“因为这些企业即使没有操作,也必须支付薪金给员工,负担十分沉重。”

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他指出,金融机构不会因而面临亏损。因为它们只是比较慢收到款项而已,并非收不到款项。

“我相信这个措施,可在抗疫期间帮助失去收入的人民,协助他们渡过难关。”

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