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随着国家银行在今年5月7日下调隔夜政策利率（OPR）至3%，5月份贷款批准率比4月增长13%。

财政部副部长拿督阿米鲁丁指出，在降息前，4月份贷款批准率比3月减少1%。

“与此同时，摩哆及汽车贷款分别增长7.8%及23.3%。”

他今日在下议院回答野新区国会议员拿督斯里阿末韩查提问国行降息对投资活动和国内消费影响时，这么回答。

阿米鲁丁指出，今年4月至5月，贷款偿还总额每月负成长6.8%，而3月至4月则负成长0.4%。

他说，贷款偿还总额减少对投资活动和私人界开销起着正面影响，家庭可减少每月偿还贷款额及增加可支配收入，而商界则可降低经商成本。

他补充，降息将确保国家经济在稳定通膨下稳健成长，同时有强大金融中介支撑。

针对阿末韩查附加提问外资因降息抛售我国债券及资金流回美国的影响，阿米鲁丁指出，此事不在政府掌控范围，不过不只我国感受这现象，其他东南亚市场也受到同样的影响。

他认为，降息措施至少能加强国人的能力尤其是中小型企业，除了提高家庭可支配收入，也能以更合理利率获得银行融资。

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